Terms, Conditions & Website / Investment Disclaimer
Last updated: September 2026
These Terms govern your use of the RajKhaleel.realtor website and the information, calculators, strategy guides and advisory materials it provides. By using this website you accept these Terms. Please read them together with our Privacy Policy.
Website use
The content on this website is provided for general information and education about Dubai and UAE real estate. It is made available on an "as is" basis, may be updated or changed at any time, and does not create an advisory, agency or client relationship on its own. A formal relationship begins only when a specific engagement is agreed in writing.
Information only — not personalised advice
Articles, guides, frameworks, market notes and calculator outputs on this website are general information. They do not take account of your specific financial situation, and they are not personalised investment, legal, tax, mortgage or financial advice. You should obtain advice specific to your circumstances before making any real-estate or financial decision.
Calculator disclaimer
The calculators and tools on this website are provided to help you explore a decision. Calculator outputs are indicative only and depend entirely on the inputs you provide and on reviewed assumptions. They are estimates, not offers, valuations or promises. In particular, calculator results are not guarantees of lending, market value, rental income, capital appreciation or investment return. Actual outcomes will differ. Figures should be confirmed with the relevant bank, developer, authority or professional adviser before you rely on them.
No guaranteed returns
Real-estate markets carry risk. Prices, rents, yields, financing costs and liquidity can rise or fall. Past performance and case-study results are not a reliable indicator of future results and are shared for illustration using verified figures where stated. Nothing on this website is a guarantee of profit, yield, appreciation, resale value or a successful outcome.
Advisory engagement terms
Advisory services are provided under a separate engagement agreed with you. Where a Private Market Research Advisory (Research & Advisory Engagement) applies, the return or credit mechanics — including what counts as a qualifying transaction, the timing, the treatment of any buyer-side professional fee, and any developer-commission entitlement conditions — are documented in the client engagement terms. Those written engagement terms govern the commercial arrangement; the summaries on this website are for information only.
Third-party specialists
Where a requirement involves legal, banking, mortgage, business-setup, wills, tax or other specialist services, these remain the responsibility of the relevant qualified professional or provider and are subject to their terms and to the approval of the relevant authority. We may make introductions where you ask, but we do not provide those specialist services ourselves and are not responsible for them.
Intellectual property
The content, branding, guides, reports and materials on this website are owned by or licensed to Raj Khaleel and FIMCO Real Estate and may not be copied, reproduced or redistributed without permission. The Raj Khaleel lockup and the REALTOR® mark are used with the registered mark intact.
Limitation of liability
To the extent permitted by law, we are not liable for any loss or damage arising from reliance on the general information, calculators or guides on this website. Your use of the website is at your own risk, and any decision you make based on it remains your responsibility.
Governing law
These Terms are governed by the laws of the United Arab Emirates and the applicable regulations of the Emirate of Dubai, including the rules of the relevant real-estate regulatory authority.
Changes to these terms
We may update these Terms from time to time. The "Last updated" date above shows when they were last revised. Continued use of the website after a change means you accept the updated Terms.
Contact
For any question about these Terms, please get in touch with Raj / FIMCO.